We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Car Finance in Northumberland

Refused Car Finance are based in Benton, Newcastle, just south of Northumberland. As the number one bad credit car finance specialist in the North East of England, we are able to provide an unbeaten 98.4% approval rate, the best of any vehicle finance broker in Northumberland.

We can obtain car finance for you regardless of the car dealership you choose, so your options are not limited and you can go out and buy the car you want. However, you can browse our cars section to see the current cars on offer from one of our approved dealerships. If you live in Northumberland and are worried about getting car finance, then Refused Car Finance are the best car finance company for you. If we can’t accept you then no one can.

Bambrough Castle in Northumberland

Northumberland Car Finance

When you apply for Northumberland Car Finance you are putting your trust in a local company who work harder than anyone else to secure you the best car finance package! As we are a North East business we are passionate about helping you get that ‘yes’ from a car finance lender.

When you apply through our website you benefit from the following:

checked Flexible Repayment Term Length
checked Choice of Weekly or Monthly Repayment Schedule
checked Fixed Interest Rates
checked No Customer Fees
checked No Deposit Car Finance Options
checked High Approval Rates

Apply for Northumberland Car Finance

Applying takes just 30 seconds! You will receive an instance decision and could be driving away your next car within days!

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Approved Applicants

Apply online now with our quick and easy application form.


Number of applicants for Northumberland last month

Lakeside House,

30 Northumbrian Way,

Newcastle Upon Tyne,

NE12 6EH


We are located just a few miles off of the A1 in Killingworth.

Please use the map for directions. Please note the map defaults to a central location in Northumberland so make sure to click on “more options” to get directions from your town, for example “Morpeth” or “Ashington”.

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

89 Reviews

sorted me out with a great car finance deal despite my poor credit history, I recommend them

Jacob was friendly, Enthusiastic and knowledgeable, found me a great deal on my finance considering my low credit rating !!! Many thanks !!!

Excellent communication and the rep Dan kept me informed of all updates and rang me on time he said excellent all round service