We can provide finance for people who have had difficulties obtaining credit in the past,
if we can’t approve you, we don’t think anyone can!

Car Finance Newcastle Upon Tyne

Looking for a great car loan deal in Newcastle? Look no further! If you live in the Newcastle area and have poor credit or no credit history, don’t worry. We are one of the leading brokers for Newcastle car finance.

Refused Car Finance are based in Killingworth, Newcastle Upon Tyne and specialise in approving bad car credit applications in Newcastle.  As the leading specialist broker in your area we are able to offer a 98.4% acceptance rate, the highest of any car finance broker in the North East.

Car Finance Newcastle

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Car Finance Newcastle

Tick Icon Local! We are situated in Killingworth, Newcastle

Tick Icon We have the highest acceptance rates in the North East

Tick Icon Seen a car in any other dealer in the country? You can buy a car from them too

Tick Icon Application to payout is fast meaning you can drive your car away within a week

Tick Icon Our team is super friendly and we make a mean cuppa!

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Approval Rate for Applicants in Newcastle

Join thousands of others in your area.

We can approve your application even if you’ve been turned down elsewhere.

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If you are tired of applying for car finance to just be declined time and time again, then we can help you! We provide a no fuss approach to car finance, making the process quick and easy. With a 98.4% approval rating, your chances of being accepted for car finance with us are among the best in the whole country.

All you need to do is fill in our short application form, we will then call you within 24 hours. You will be invited down to our office in Killingworth to discuss your finance offers from our panel of lenders. Once you have chosen the best deal for you and all the documents are signed you can use your car loan to buy your new car!

Used Cars for sale in Newcastle

There are currently hundreds of used cars for sale in Newcastle Upon Tyne. Below is a list of our recommended car dealers in and around the Newcastle area.

Thumbs up Icon Henson Motor Group

Thumbs up Icon Really Easy Car Credit

Thumbs up Icon Northumbria Cars

Thumbs up Icon Zoomo Car Credit

All of the cars from these Newcastle dealers are available on finance with Refused Car Finance!

Where in Newcastle are Refused Car Finance?

Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH


We are located just outside of Killingworth town centre with great transport links.

Please use the map for directions.

We are with you every step of the way throughout your application, whether it’s deciding on which lender is best for you to deciding where to buy your car. As we were born in Newcastle we feel extremely proud to be helping so many local people like yourself into their next cars. When it comes to Newcastle car finance, we will get you the very best deal!

Registered with Information Commissioners Office ICO Registration Number: ZA132327

UK Car Finance Limited. Registered in England
Registered number 9397657.
Registered Office Lakeside House, 30 Northumbrian Way, Newcastle Upon Tyne, NE12 6EH

Refused Car Finance is a trading style of UK Car Finance Limited and is acting as a licensed credit broker and a lender, we are authorised and regulated by the Financial Conduct Authority, registration number 714966. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required.

Written quotations on request. Certain exclusions for NI residents.

Note: We cannot be held responsible for specification errors, and price errors, we use Motortrade software which is not always 100% accurate. Copyright 2017 Refused Car Finance.

Refused Car Finance can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.

*Representative Example
Cash price – £8,500.00, Deposit – £0.00, Amount of credit – £8,500.00, Rate of interest – 16.24% per annum, Amount of interest – £6,912.00, Lender Documentation fee – £0.00, Lenders option to purchase fee – £10.00, Total charge for credit – £6922.00, First repayment – £256.70, Followed by 58 Monthly repayments of – £256.70, Final repayment – £266.70, Total amount payable – £15,412.00, Representative APR – 29.9%

*Last month, over 51% of Refused Car Finance customers that had their loan arranged were offered an APR of 29.9% or lower

In the first 3 months of this year, UK Car Finance Ltd received 2140 unique applications, of which we were able to offer 2136 applicants a line of credit, subject to the applicant being able to provide acceptable proof of affordability, being free from insolvency and or/a supporting guarantor fitting the lenders eligibility criteria, this represented 99.8% of applicants in this period.

Rated No.1 for car finance in the North East of England collated from Google Business Reviews

Refused Car Finance Reviews

4.90 Average

89 Reviews

sorted me out with a great car finance deal despite my poor credit history, I recommend them

Jacob was friendly, Enthusiastic and knowledgeable, found me a great deal on my finance considering my low credit rating !!! Many thanks !!!

Excellent communication and the rep Dan kept me informed of all updates and rang me on time he said excellent all round service